Allied Wessex Westinsure liability products are designed for the self employed and small businesses (including limited companies) with up to 10 employees, in a variety of manual, clerical and professional trades.

Standard Policy Cover:
Public and Product Liability - Choice of Limits available are:

·         £1,000,000

·         £2,000,000

·         £5,000,000

Optional Covers available:
Employers’ Liability with options to include:

·         Use of fixed woodworking machinery

·         Bodily Injury to Working Partners £10,000,000

Tools
Standard: excludes theft from unattended vehicles
Standard plus: includes theft from unattended vehicle, choice of Limits available are:

·         £1,250

·         £2,500

·         £250 any one tool

Goods in Transit: (only available if tools selected) £2,000 any one occurrence

Contract Works

Key Features:

·         Up to 10 employees can be included on the policy

·         Over 100 trades accepted

·         Automatic temporary employees extension for up to 50 working days (provided Employers Liability section is in force)

·         Legal Liability for work carried out by bona fide subcontractors working for you

·         Court attendance costs - Indemnity to Principal

·         Option to extend Employers’ Liability to include: Injury to working partners, use of fixed woodworking machinery

·         No minimum premium

·         No claims discounts available up to 15% for 3 or more claim free years

·         Option to pay by instalments & cover note for immediate written confirmation of cover

·         Dedicated Commercial Claims Helpline operated 24 hours a day, 365 days a year.